Coming soon · Free UK pension modeller
How long will your money last? Find out.
Know your runway before you take off.
Pension Runway will show how long your pension pots could last, year by year, alongside your State Pension and any other income. You enter the figures and the assumptions; the tool shows the result in today's money.
Your pension figures stay on this device. We never see them.
- Pension pot (example)
- State Pension starts (example)
Guidance only
Pension Runway is a guidance tool, not financial advice. It does not recommend any product or action. Results depend entirely on the figures and assumptions you enter, are not guaranteed and may be wrong. For free, impartial guidance, use MoneyHelper, or Pension Wise if you're 50 or over with a defined contribution pension. For advice about your own situation, speak to an FCA-regulated financial adviser.
Your figures stay on your device
Every calculation runs in your browser. Your pension figures are never sent to us.
Current UK rules, with sources
Income tax (including Scottish rates), the State Pension and pension tax-free cash for 2026-27, each linked to GOV.UK.
Explore, not steer
Change retirement age, growth or spending and compare scenarios side by side. No product picks, no rankings, no ads.